Last Updated: April 29, 2025

These Terms of Use (“Terms”) constitute a legal agreement between you and KRG Capital Solutions (“KRG Capital Solutions,” “we,” “us,” “our” and related variations). By accessing any part of this website (“Site”) or using the Services (described below), you agree to these Terms, the KRG Capital Solutions Privacy Policy, and any other legal terms outlined on the Site (collectively, “Terms”). Certain Services may require you to accept additional terms.

IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE SITE OR SERVICES.

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1. Introduction and Defined Terms

KRG Capital Solutions helps qualified business owners access capital through our network of lenders and financial partners. KRG Capital Solutions is not a lender and does not underwrite, approve, fund, or collect payments on loans.

• Service refers to the products, consultations, and platforms you access or utilize through KRG Capital Solutions, including efforts to connect you with lenders or funding providers.

• Account refers to your registration with KRG Capital Solutions and any personal or business information you provide to us.

• The terms “include,” “includes,” and “including” mean “without limitation.”

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2. Changes to These Terms

We may modify these Terms at any time without prior notice. Your continued use of the Site means you accept any revised Terms. Please review these Terms regularly.

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3. Content Ownership

KRG Capital Solutions owns or holds rights to all content on this Site, including logos, branding, design, and functionality. Unauthorized use of any content may violate copyright or trademark laws.

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4. Use of the Site and Services

By using our Site or Services, you agree not to:

• Provide false or misleading information

• Submit applications on behalf of others without authorization

• Attempt to access restricted areas of the Site

• Engage in harmful, disruptive, or fraudulent activities

User-Generated Content

• You are responsible for any content or submissions you provide.

• You agree that all submitted information is accurate and lawful.

Assumption of Risk

• You use the Site and Services at your own risk.

• We do not guarantee lender connections, approval amounts, or funding timelines.

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5. Consent & Communications

By using our Site, you consent to:

• Receive emails, calls, and SMS marketing messages from KRG Capital Solutions and partners

• Share your funding application with lending affiliates and financial partners

• Allow soft or hard credit pulls to evaluate funding eligibility

You may opt out of marketing communications at any time by emailing [email protected].

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6. Financial & Credit Authorization

By submitting an application, you authorize:

• KRG Capital Solutions and our partners to obtain your credit report

• Financial institutions to release relevant information about you

• The sharing of your data with verified affiliates and funding partners

This authorization remains valid for 120 days unless you withdraw it in writing.

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7. Information Security

We use encryption, secure servers, and access controls to protect your data. However, no system is 100% secure, and you are responsible for maintaining the confidentiality of your login information.

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8. Links to Third-Party Sites

Our Site may include links to external websites. KRG Capital Solutions is not responsible for the content or services provided on third-party sites.

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9. Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

KRG CAPITAL SOLUTIONS DOES NOT GUARANTEE:

• The accuracy or reliability of content

• Uninterrupted or error-free access

• Any specific funding approval or outcome

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10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, KRG CAPITAL SOLUTIONS IS NOT LIABLE FOR:

• Indirect, incidental, or consequential damages

• Loss of profits or data

• Actions taken by third-party lenders or funding providers

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11. Indemnification

You agree to indemnify and hold harmless KRG Capital Solutions from any claims or liabilities resulting from:

• Your use of the Site or Services

• Your breach of these Terms

• Any misrepresentations you provide

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12. Termination

We may suspend or terminate your access to the Site or Services at any time, without notice, for violation of these Terms or any suspicious activity.

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13. Governing Law & Dispute Resolution

These Terms are governed by the laws of Texas, USA. All disputes must be settled through binding arbitration in Texas.

CLASS ACTION WAIVER: You may not bring claims as part of a class action.

LIMITATION ON CLAIMS: All claims must be filed within one (1) year from the event date.

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14. Miscellaneous

• If any provision in these Terms is found unenforceable, the rest remain in effect.

• Headings are for convenience and have no legal impact.

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15. Contact Information

For questions about these Terms, contact:

KRG Capital Solutions

Email: [email protected]

Website: www.krgcapitalsolutions.com